This Issue Brief is the first longitudinal study from the HSA database and supplements the annual cross-sectional analyses. It examines trends in account balances, individual and employer contributions, distributions, invested assets and account-owner demographics from 2011‒2016. Plan sponsors who wish to introduce or continue offering HSA-eligible health plans as part of their workplace benefit program can leverage this long-term view of account holder behaviors when developing strategies to increase employee financial wellness. >> Download PDF