A bank certificate of deposit (CD) typically offers a higher rate of interest than a regular savings account in exchange for you keeping the money on deposit for, say, three months to five years or more. Whether you are considering buying a simple, fixed-rate CD or one with more complex features, ...
Retirement Planning and Saving: Basic Strategies for Achieving Your Goals (Article)
The Federal Deposit Insurance Corporation offers these six basic strategies for achieving your financial goals. >> Read article ...
IRAs, 401(k)s and More: Making Sense of the Alphabet Soup of Retirement Accounts (Article)
Consumers and small business owners are fortunate to have a variety of retirement savings opportunities available to them — from IRAs and SEPs to 401(k)s and 403(b)s — that can be used to save for retirement and save on some taxes. Learn more about these options from the Federal Deposit Insurance ...
How and Where to Save: Our Latest Tips (Article)
Everyone knows they should save money to help pay for their future needs or wants, but not everyone knows the best or easiest ways to save. That's why Federal Deposit Insurance Corporation's Consumer News regularly features tips on where and how to save efficiently. Here are a few ideas. >> ...
Saving and Investing for Your Future: Questions to Ask Yourself Now (Article)
Finding money to put into savings can seem difficult, but there are some strategies that can make it easier. Start by asking yourself these questions from the Federal Deposit Insurance Corporation. >> Read article ...