This Issue Brief is the first longitudinal study from the HSA database and supplements the annual cross-sectional analyses. It examines trends in account balances, individual and employer contributions, distributions, invested assets and account-owner demographics from 2011‒2016. Plan sponsors who ...
Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2016: Statistics from the EBRI HSA Database (Report)
This brief is the fourth annual report drawn from the Employee Benefit Research Institute Health Savings Accounts Database. The report discusses account balances, individual and employer contributions, distributions, invested assets and account-owner demographics in 2016. The database contained 5.5 ...
What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010– 2015 (Report)
This paper provides an annual update of a longitudinal analysis of 401(k) plan participants drawn from the EBRI/ICI 401(k) database—the largest participant-level database of its kind, with about 26.1 million 401(k) participants at year-end 2015. Because the annual cross sections cover participants ...
Geographic Variation in Spending Among Older American Households (Report)
Past research shows that household spending depends on various characteristics of the household, such as household size, household income, employment status, marital status, and health status. A less-explored characteristic is the geographic location of the household: Two retired households that are ...
Importance of Individual Account Retirement Plans and Home Equity in Family Total Wealth, p. 2 (Report)
Determining if individuals or families are prepared for retirement or will have adequate income in retirement has received much attention by analysts and policymakers, including studies from the Employee Benefit Research Institute (EBRI) using its Retirement Security Projection Model® (RSPM).1 An ...